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Negligence
The absence of ordinary care.
Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.
Venue
The specific county, city or geographical area in which a court has jurisdiction
Total Loss
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.
Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.
Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility. A gross misdemeanor is a criminal offense for which an adult could be sent to jail for up to one year, pay a fine up to $5,000 or both.
Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.
Commission
That portion of the premium paid to the agent as compensation for his or her services.
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